Each serviceman has the right to receive a military pension from the powerful departments in which he served. These payments are prescribed for the amount of heard years or due to disability.
At the same time, after the service, military pensioners can get a job "on a citizen", or by employees in various companies or individual entrepreneurship.
Official employment or business activities make it possible to receive not only military, but also insurance pension calculations due to old age.
What is needed to get a pension?
In order for a military pensioner to receive the right to a civilian pension, it needs to be registered in the pension insurance system. In addition, his personal account in the system should come
receipts in the form of insurance premiums.
In the information relating to the personal account, information about is also displayed.
- experience of an individual at civil work;
- the number of accrued and translated insurance premiums;
- salary value;
- employment periods in civil companies and organizations.
It depends on this data whether the military retirement will be accrued to old-age insurance pension, and which payment for it is possible at the expense of pension savings.
The number of its personal account can be found on the Green Map - an insurance certificate of compulsory pension insurance.
This document is obtained after contacting one of the territorial bodies of the Pension Fund of the Russian Federation at the place of registration or at the place of residence.
When visiting the organization, you will need to fill in a special questionnaire and provide an identity card.
Video: Insurance pension of military pensioners.
Terms of provision
After the abolition of such a term, as a labor pension, the procedure for holding payments to citizens of retirement age has changed.
Now he is called an insurance pension, which is calculated by pension points. One of their features is that the cost of the pension point is steadily increasing over the years.
To obtain the insurance pension, the military pensioner, as well as any other physical face, will require the following conditions:
- Achieving fixed retirement age - 55 years old women and 60 years old men. In some cases, pension payments may begin earlier. For example, when working in harmful production or work in the extreme north.
- The presence of a minimum work experience in civil work. At the moment, the minimum work experience is at least 6 years, in the future it is planned to increase up to 15 years.
- Accumulation of the minimum number of pension balls. Currently, this coefficient is 6.6 points. But, as well as work experience, this indicator will grow to 30 points. This item has a relationship mainly to those pensioners who began to solve issues with the insurance pension after the beginning of 2015.
- The presence of charges of a military pension due to disabilities or for long service, depending on the power units.
In accordance with the legislation, military retirees in the procedure of accrualing stricter and employment experience are not taken into account periods of service preceding the appointment of disability pensions or already taken into account payments for long service.
Video: Pensions of military pensioners in 2020.
Required documents
The procedure for granting the insurance pension to military pensioners obliges them to contact the territorial separation of the Pension Fund at the place of registration. Or, if a military pensioner lives in another city, according to the actual place of residence.
In order for the military pensioner to accrue the insurance pension, it will be necessary to provide the following documents:
- Certificate of personality - passport.
- Insurance certificate of compulsory pension insurance.
- Certificate from the body ensuring the accrual of a military pension through the relevant power department. This document should provide information on how the accruals of the military pension are coming to this person, the periods of the service before the appointment of a military retirement retirement or those periods or services that were taken into account when calculating the service per random.
- Documents reflecting the magnitude of the "civil experience", in other words, labor. It may be a labor book or contract, as well as certificates issued by the employer or special government agencies.
Calculation order
Unlike the obsolete ways of accrualing a pension, at the moment the accrual of pensioners consist of three parts - a cumulative, fixed and insured part.
The fixed part does not depend on work and is established annually by the state.
The two remaining parts are created from the pension capital of a citizen. This capital is growing thanks to the insurance deductions of its employer. All these contributions accumulate and stored on a personal insurance personal account of a citizen.
Independent calculations of insurance payments are quite complicated, since it is necessary to know your IPC.
The easiest way to calculate it is carried out by the end of the year. The employer deducts 22% of the monthly salary to the Pension Fund. From this amount, 6% are transferred to the main reserves, of which a fixed part of the pension is paid.
We remain 16%, which the citizen manage independently:
- it can list all 16% in the formation of the insurance pension;
- it can list 10% in the insurance part of the pension, and the remaining 6% in the cumulative.
Features of payout
The insurance pension for military pensioners is prescribed with a deduction of a fixed part, in other words, the fixed base size applied earlier when the pension is accrued.
Also, the insurance pension provided by the Military Pensioner in old age, is indexed at the state level every year.
In the case when a military pensioner continues to work in civil companies, after appointing a second "civil" pension, the value of his insurance pension charges in old age should be counted each year. This procedure is carried out from August 1 every year.
Video: Military pensioners raised the increase to the pension.
Labor pension For persons younger than born in 1967, it consists of two parts: Cumulative and insurance.
The accumulative pension is the material means of mandatory accumulations, taken into account in a special part of the personal account of the Insured Citizen. This part is formed on the basis of the receipt of insurance deductions for compulsory pension financing and income from their investment.
More detailed about what is the accumulative part of the pension, to whom and how it is paid, can be found.
According to current legislation, the law of the military who has reached a fixed retirement age and having an insurance experience of 5 years has been established for a single receipt of retirement retirement or disability payments. The exceptions are those citizens who served as a call as sergeants, sailors or soldiers.
More detailed about who is available to the accumulative part of the pension and how to get it, you can learn in.
If a citizen moved to an early old-age retirement, but he had not yet received a storage part, this person has the right to contact the territorial state body of the Pension Fund at the Habitat or to the Non-State Fund (NPF) if its pension clusters are there. It is necessary to apply for the establishment of accrualing pension, Having with him a passport and a pension insurance document (more detailed on how to apply for the payment of the accumulative part of the pension, you can learn in.
In the case when a person who has an accumulated amount of funds, appeals for the first time in the appointment of a labor pension, it can simultaneously approve the insurance part of labor pension payments and identify the right to the method of issuing a cumulative part. In the Federal Law No. 360-FZ from November 2011, the types of accrual funds of funds to pensioners are described.
Terms of receipt
The accumulative retirement from the state pension fund is prescribed to military pensioners if the following conditions are followed at the same time:
Attention! When calculating the total working and insurance experience for military retirement age, it does not include periods of service, which preceded the appointment of pensions to persons with disabilities, or periods of work and other professional activities, taken into account when calculating the size of a service pension.
Accumulative accruals are indefinite. They are appointed citizens eligible for old age insurance.
Urgent payment of accumulated money is possible only for those who are in the co-financing program, as well as for those who have certificates for family capital, if they sent him funds to increase pensions in the future. The term determines the citizen independently, the minimum period is 10 years.
Rererencers have the opportunity to get the accumulated amount if the pensioner did not have time to do this during life.
Military personnel do not apply to the number of insured persons. In the process of passing the service for the accumulation of part of the pension, they are not laid. This type of payments is probably only with the participation of a pensioner in the co-financing program during the passage of the service. In addition, it is possible to earn a cumulative part during the civilian activities of the pensioner.
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1. Consult me, please! In October 2012, my son died in an accident ((at that time, the son served on the ship, in the rank of senior lieutenant. I am interested in the question .. was the son of pension savings? After all, the servicemen also pay a pension fund. I'm like a mother, I have The right to pay these savings? Thanks for your answer!
1.1. If a person was a member of the system of compulsory pension insurance and died before retirement (before the accrual of an old-age labor pension), its successors paid funds taken into account in a special part of its individual personal account (cumulative part of the pension).
To seek the payment of pension savings in the territorial body of the Pension Fund at the place of residence, it is necessary until 6 months after the death of a relative. If more than six months passed, then the term for the appeal will have to be extended in court.
Good luck.
1.2. Good afternoon, dear visitor!
Yes of course. You have the right, but the term for handling is missing, it is necessary to restore it through the court
Good luck and all the best, thank you for appeal!
Recently, military retirees have received the right, in addition to a pension appointed "through the MIA, FSB and other power structures, to arrange the usual angle insurance pension (hereinafter also - SPPS), that is, ultimately, receive two pensions at once.
Dear readers! The article tells about the typical ways to solve legal issues, but each case is individual. If you want to know how solve your problem - Contact a consultant:
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What requirements are presented in this case and whether there are any restrictions - about all this and not only further.
Definitions
A military pensioner is a citizen of the Russian Federation, receiving pension payments for long service or disability from the Ministry of Defense, the Ministry of Internal Affairs, FSB or other powerful agency.
SPPS - cash payments carried out by the FIU monthly to a person who has the right to her in accordance with 400-ФЗ dated December 28, 2013 "On insurance ..." (hereinafter - FZ No. 400).
Fixed payment is a premium to the main part of the SPPS, assigned to all categories of pensioners, besides those specified in part 1 of Art. 16 FZ No. 400.
basic information
Pension for military personnel and employees of power departments is appointed according to the rules established in law on February 12. 1993 No. 4468-1 "On Pension ...". The rules of this law differ from those provided for by FZ No. 400.
Despite the fact that the military retires earlier, in the exercise of work after retirement, they acquire the right to the usual "civilian pension" without losing the rights to the "military". So that it becomes possible, it is necessary to comply with standard conditions for the experience, the number of pension points, etc.
Legislation
The main regulatory regulator of the order and conditions of payment of the insurance part of the pension of military pensioners - FZ No. 400.
The procedure for conducting a personalized accounting of the persons insured in the system of the OPS is indicated in 27-ФЗ dated April 1, 1996 "On Individual ...".
The possibility of receipt
Earlier, the staff of the powerful departments had the right to receive only one pension.
Everything has changed when a certain military pensioner V. V. Naumchik filed a complaint to the Constitutional Court of the Russian Federation with a complaint about the unreasonable refusal of the FIU from returning the insurance premiums paid by the employer under the employment contract (a prominer, in addition to military service, worked for a long time on "Citizer" ).
18 members of the Constitutional Court led by the chairman of Zorkin satisfied the applicant's petition.
The result was the adoption of 156-ФЗ dated July 22, 2008 "On Amendments ...". After 3 days, July 25 of the same year, the law entered into legal force. This day can be considered the day when military retirees were officially given the right to receive two pensions at once - the "military" and "civil".
Terms of appointment
According to the FIU posted on the website, as of 2017, the following conditions for the appointment of the military pension "Civic" pension are operating:
- the presence of registration in the OPS system, that is, the presence of reduss and certificate of OPS, otherwise the employer will not be able to pay insurance premiums in the FIU, respectively, will not be right to assign the SPPS assignment;
- according to Part 1 of Art. 8 FZ No. 400, the pensioner should reach 60 years (for men) or 55 years (for women);
- work experience, according to Part 2 of Art. 8 FZ No. 400 - at least 15 years (Note see below);
- the number of pension points is at least 30 (Note see below).
Note. According to Art. 35 FZ No. 400, the minimum length of the experience in 2015 was 6 years, and will further rise for one year until it reaches 15 years to 2024, after which the increase will suspend.
The same applies to pension points. To be eligible for SPPS in 2015, 6.6 points needed. With each subsequent year, the minimum necessary coefficient will increase by 2.4 until it reaches 30.
Visual information - in the table below:
Rules for registration of the insurance part of the pension of military pensioners
We give the rules for design:
- checking compliance with the conditions for the experience, the number of pension points, age, etc.;
- collecting the necessary documents (a list of slightly lower);
- selecting a method for submitting an application for the assignment of SPPS;
- waiting for the FIU will consider the statement and related documents (as a rule, the term of consideration is not more than 10 days).
Ready. The pension will be appointed from that day, as a military pensioner appeals to obtain it (part 1 of article 22 of the Federal Law No. 400). The applicant also has the right to choose the method of delivering a pension in accordance with the provisions of Part 13 of Art. 21 FZ No. 400.
Package of documents
According to information from the official website of the FIU, to appoint SPPS to the Pensioner, it is necessary to contact the local subdivision of the FIU at the place of residence or registration, collecting a package of the following documentation:
- general passport;
- certificate of OPS;
- help from the power structure carrying out the pension provision (Ministry of Internal Affairs, FSB, etc.) (information should contain information from which date the applicant receives pension payments "through the line of power structure, temporary segments of service, work or other activities, taken into account when setting Pension calculations for years of service or disability);
- documentation certifying the number of years "civil" experience.
Note. If a military pensioner has an experience in the "Citizer" until 2002, it can provide documents certifying the average monthly income for any 5 years in a row to 1 Jan. 2002.
Nuances
We present some nuances of appointment of the insurance part of the pension to military pensioners:
- in accordance with Part 1 of Art. 16 FZ No. 400, a fixed payment for SPPS, which almost all "civilian" pensioners receive, military pensioners is not allowed (as of 2017, such a fixed surcharge is 4805, 11 rubles);
- requirements for work experience are established for a year of achieving a citizen of the retirement age, and not for the year of appeal to the pension.
Example:
The military pensioner in 2017 reached 60 years of age and decided to arrange SPPS. The minimum experience for destination in 2017 is 8 years. Military lacks 1 year - he has 7 years of experience.
Exit - to work for another 1 year on the "Citizer" so that the experience becomes equal to 8 years. And despite the fact that in 2020 it will already need 9 years of experience, the military pensioner will prescribe SPPS.
Rules for calculation
Since the military pensioners are assigned an insurance pension without a fixed surcharge, the formula for calculation will be such:
- Pension size \u003d OSPB * SOZ, where:
- OSPB is the total amount of pension points;
- Snov - the cost of one Pens. Point (in 2017 - 78.58 rubles).
OSPE depends on:
- amount Pens. points calculated before January 1, 2015;
- the amounts of points that are accrued after January 1, 2015;
- the increase coefficient that is used in deferring the appeal for SPPS.
Is it possible to calculate yourself
It is practically unrealistic to calculate yourself - because for this it is necessary to adjust the total amount of pension points every year, summarize them. In addition, the FIU, when contacting the applicant, takes into account other subtleties that are difficult to consider during the independent calculation.
However, now the Pension Calculator service has been launched on the official website of the FIU, which allows you to calculate the size of the future pension. The calculator is not applicable only for military retirees, no "civil" experience at all, for other persons - quite.
Remember that the calculator calculates a retirement for the military, already adding a fixed premium to it, therefore, after making a calculation, 4805.11 rubles should be subtracted from the result obtained (in 2017).
Sample
The OVD worker quit the service in 2001, after which he began to work on the employment contract on the "Citizen". In 2017, he was 60 years old, which gives the right to receive SPPS.
Insurance experience - 9 years. In 2017, at least 8 years old, that is, the requirement is satisfied. Middle earnings are 24,000 rubles, in the FIU total is listed 414720 rubles.
Calculate the average annual deductions in the FIU:
- 414720/9 \u003d 46080 rubles.
According to the PFR site, the maximum salary taxed by insurance premiums, up to the deduction of NDFL, is 73,000 rubles per month, or 876,000 rubles per year.
Multiplying 876,000 by 0.16 (16% - it is so much for the accumulative and insurance part of the pension, the remaining 6% in the solidarity of the pension budget). We get 140160 rubles.
Navigation by articleIf the package of documents is not a pensioner himself, but its legal representativeAdditionally, he needs to present his passport and notarized power of attorney, which gives the right to make these actions.
Instead of document originals, the legislation of the Russian Federation resolved present their copies. However, they must be certified by the notary. In the case of sending an application by mail, only notarized copies are attached.
After accepting a statement, in confirmation of this operation, employees of the authorized body are obliged to issue the applicant receipt notice of registration of the applicationwhich should contain a list of accepted documents, as well as other information (personal data of a citizen, date of adoption, etc.).
Application for a one-time payment of pension savings in NPF
If the accumulative pension was formed in the State FundIn addition, it is necessary to submit a statement to the FIU, according to Appendix No. 1 of the Order of the Ministry of Labor and Social Protection of the Russian Federation No. 11n of July 3, 2012.
If the funds were formed in non-state fund, To obtain them in the NPF, it is necessary to submit a statement about the one-time payment of accumulations. The form of this document is also strictly regulated by the legislation of the Russian Federation, namely Appendix No. 1 of the Order of the Ministry of Labor and Social Protection of the Russian Federation No. 12N of July 3, 2012.
The application must contain the following information:
- nPF name;
- information about the applicant (FULL NAME, date and place of birth, gender, citizenship, address);
- passport details;
- the number of the pension account of the cumulative support (fills in the Fund employee);
- contact details (phone);
- information about the already established pensions;
- the desired method of obtaining funds and account details;
- date of completion;
- the applicant's signature.
If the application is submitted legal representative(This can be as a physical, so legal entity), then the document should also reflect information about it (name or name of the organization, address, passport details of the representative, contact phone number).
How and in what time frame is the payment of savings?
If the documents are presented in full and correspond to reality, the pension fund authorities endure positive decision And establish the applicant a one-time payment from the date of appeal to her (but not earlier than the pensioner will have the right to).
At the same time, paying at once all the means of pension savings is carried out only once within two months After the foundation has taken a positive decision. The pensioner has the right to receive funds specified in the statement:
- through Russian Post (personally in the department or at home);
- at the box office of the delivery organization (or to the house);
- in a bank (at the box office or bank account).
Get one-time all pension accumulations available on the account can be reused, but no earlier than five years. This is possible only if the Insured person continues to form a cumulative retirement, listed to the fund cash, through voluntary contributions or through the employer (in the exercise of work).
Is it possible to get the insurance part of the pension at the same time?
Insurance provision for compulsory pension insurance implies the payment of funds to the insured persons upon an occurrence. insurance case. The legislation of the Russian Federation provides three types of such cases, this is:
- (achieving retirement age);
This provision is formed by the insurance premiums in the Pension Fund of Russia and is solidarity. In other words, the pensions of the current pensioners are funded at the expense of the workable population premiums.
Unlike a cumulative pension that is increasing in the form of funds, the future insurance provision is formed in the accounts of citizens in pension ballats. In this regard, upon reaching the age of access to a well-deserved rest, when making insurance payments can't immediately remove all paid funds.
